Kyle Wisniewski
Course paper · FIN 4800 · University of Denver · 24 Sep 2026
Artificial Intelligence on Wall Street and the Demand for Human Skills
Built on August 2026 conversations with practitioners at Goldman Sachs, UBS, Bank of America, Norges Bank Investment Management, and seven other firms, during the University of Denver’s An Organized Walk Down Wall Street.
Read the paperResearch mission
Empirical and qualitative research on how artificial intelligence is changing the global economy and the individual.
Topics in this paper
- AI on Wall StreetIn the paperHow Wall Street Firms Are Deploying Generative AI
- Generative AI in bankingIn the paperThree Use-Cases: Bank of America, OMERS, and UBS
- Human skills in the age of AIIn the paperCreating Economic Value
- AI and entry-level finance jobsIn the paperWhat Skills Hiring Managers Are Searching for
- AI fluencyIn the paperFluency With AI Tools, Without Deference
- Critical thinking and AIIn the paperThe External Record of Knowledge
- AI accountabilityIn the paperProvenance and Accountability
- Active listeningIn the paperCommunication and Active Listening
- Relationship building in financeIn the paperRelationship Cultivation and Reputation Establishment
- The future of work in financeIn the paperConclusion
Quotes from the paper
In my side of the business, I want people to like you and trust you and think you’re smart. And I don’t think AI makes you that.
If an analyst on the team says, well, ChatGPT says this or that financial statement ratio says we should sell the stock, I’m not ready to believe that. So, you know, prove it
Jeff Rutledge · Portfolio Manager, Bessemer Trust I think people skills are still most important.
Nick Labbadia · Associate, UBS
Quotations are from personal communications during course firm visits in August 2026 and are published with the permission of the people quoted.
About
Professional work, graduate study, and method.
Manager, Data and Analytics
University of Denver — Daniels College of Business, since July 2026.
Concurrent master’s study
MS Applied Quantitative Finance and MA Global Economic Affairs at the University of Denver, expected June 2028.
Quantitative Markets & Institutions Lab
6 executed investigations over a frozen 15-ETF universe.